We are registered as a CREDIT PROVIDER in terms of section 40 of the National Credit Act 34 of 2005 as amended.
Registration Number: NCRCP18473
Nobody is the same and nobody needs the same normal boring Home Loans & Vehicle Finance…..
AdaptFin make it work for every client !!!!
Why AdaptFin Home Loan?
Receive up to 100% Adapt Financing on your home loan, plus the ability to add the registration cost to you bond.
- Tailor-made solutions
- Competitive Interest Rate
- Ideal for Self Employed Individuals & Customers with Clean credit history but low credit scoring
- Residential, Commercial, Agricultural
- Fast & Genuine Offers
- Personal Human Interaction
- 10 year term
Property-Backed Adapt Loans
Secure finance against your bond-free (fully paid-up) property if the value of the property.
- Need a loan for your business, personal expenses, studies.
- Own a bond free property.
Then a loan or more could be available to you.
Loans against property are quick and easy, using bond-free property as collateral. Use your unbonded personal property or business property as security for a ‘Adapt property term loan’. A maximum of 70% of the open market value is generally lent.
AdaptFin Vehicle and Asset Finance
AdaptFin is a market leader in finance and refinance of cars, vehicles, bikes, boats, caravans and recreational vehicles. We operate across the whole of S.A, with satellite offices in all major provinces.
Our dedicated FAIS and FICA accredited consultants will come to you, whether it be at your place of work or home, ensuring that your Vehicle Finance experience is as smooth and professional. We have a team of dedicated Adapt Gurus to assist you from the initial application right through to explaining the process and any other questions you might have.
Contact us today for all your car and vehicle finance requirements, be it vehicle refinance or purchasing a new or a used vehicle.
If you don’t qualify for our normal Adapt Motor Finance, we will Adapt a offer for you on our Rent to Own Option
On application, the client’s income and expenses are analysed and their affordability is established. On approval, a first rental amount will have to be paid to receive the vehicle.
This amount is dependent on Client’s Risk Profile and affordability of the applicant.
The vehicle is rented from us for a period of 60 months. At the end of the rental period or at the time of purchase, the vehicle ownership is transferred to the client.
The monthly rental payment includes:
- Comprehensive Insurance Cover, Mechanical Warranty, Tracking Device
Adapt Loan Against your car
We offer discrete loans against our fully paid up Car. There’s no complex application process or long wait.
Getting a loan against your car is more straightforward than most other loan types.
Simply get in touch with us and give us the following information about your car:
- Make
- Model
- Year
- Mileage
Based on this information we’ll give you an estimate of the loan we’re able to offer you.
Once you’ve signed the agreement the loan funds will be transferred to your account. Your car will then be placed in secure off-site storage under 24 hour surveillance. We will also insure your vehicle for the duration of the loan agreement.